Already in the system
Client records integrated into the MSTRpay system; this does not mean every client actively uses the app.
MSTRpay
Financial
Inclusion
For AllOne App
Our Future
Connecting people, payments and financial services across emerging markets — through one scalable ecosystem
01 / The scale
Built to move
market by market.
Projected, not integrated
Potential clients estimated through current and upcoming cooperation agreements; excluded from the 700K+ figure.
Countries in the expansion programme
Countries at different stages, from discussions to market development. This is not a count of live markets.
Connected ecosystem
Technology, financial infrastructure and local distribution designed for scale.
Integrated records and projected partner reach are separate measures. Neither figure represents monthly active users.
02 / What is MSTRpay?
One ecosystem.
Three engines.
MSTRpay connects digital services, financial infrastructure and local market distribution in one expansion model.
Digital financial platform
Wallet, payments, cards, transfers and financial services delivered as markets are ready.
Financial infrastructure
Payment rails and banking infrastructure built with licensed financial partners and regulated institutions.
Local market distribution
SMAP™, banks, microfinance institutions and established local partners connect the platform to people.
A financial distribution ecosystem designed to scale market by market.
03 / Global network
Built locally.
Connected globally.
MSTRpay is developing its international network through local financial institutions and strategic partners.
Morocco · Partner DiscussionsBangladesh · Partner DiscussionsPhilippines · Partner DiscussionsPakistan · Partner DiscussionsNepal · Partner DiscussionsJordan · Partner DiscussionsEl Salvador · Partner DiscussionsHead office
MSTRpay AB (SE-559209-6100)
Box 576
116 74 Stockholm
info@mstrpay.comSierra Leone · Market-entry developmentLiberia · Market-entry developmentChad · Market-entry developmentNigeria
Moses Joseph Daremoses.dare@mstrpay.com
Nasser Philippe da Silvanasser.dasilva@mstrpay.comRepublic of Togo
Agbodjan Sewa Stephaneagbodjan.stephane@mstrpay.comJakarta, Indonesia
Azhar Zulkifliazhar.zulkifli@mstrpay.comGuineaNasser Philippe da Silvanasser.dasilva@mstrpay.comGhana
Vida Adjowa Amosvida.amos@mstrpay.comTanzania
Ali Kilomoniali.kilomoni@mstrpay.comRepublic of Congo
Fenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.comUganda
Robert Sendagirerobert.sendagire@mstrpay.comBurkina FasoFenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.comSenegalNasser Philippe da Silvanasser.dasilva@mstrpay.comMalaysiaAzhar Zulkifliazhar.zulkifli@mstrpay.comCameroon
Nguekeu Temomo Emmanuelnguekeu.emmanuel@mstrpay.comAngola
Gabriel Mavungo Landogabriel.lando@mstrpay.comDRC (Congo)Fenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.comIndonesiaAzhar Zulkifliazhar.zulkifli@mstrpay.comThe Gambia
Mariatou Ceesaymariatou.ceesay@mstrpay.comBangalore · Location shownBurundi
Séraphine Barigeneraseraphine.barigenera@mstrpay.comKingston, Jamaica · Partner agreementRio de Janeiro · Negotiations ongoingBuenos Aires · Negotiations ongoingThailand
Pongsakorn Suriyawongsapongsakorn.suriyawongsa@mstrpay.comGabonFenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.com
Dr John Abeles · Chairman · Boca Raton, Florida, US
Dean Petkanas · Chief Executive Officer & Board Member · New York, US
Michael Andreasson · Board member · Gothenburg, Sweden
Erik Skjöldebrand · Board member · Örebro, Sweden
Seymour Knox IV · Board member · Buffalo, US
MSTRpay AB (SE-559209-6100)
Box 576
116 74 Stockholm
info@mstrpay.comSierra Leone · Market-entry developmentLiberia · Market-entry developmentChad · Market-entry developmentNigeria
Moses Joseph Daremoses.dare@mstrpay.comNasser Philippe da Silvanasser.dasilva@mstrpay.comRepublic of TogoAgbodjan Sewa Stephaneagbodjan.stephane@mstrpay.comJakarta, IndonesiaAzhar Zulkifliazhar.zulkifli@mstrpay.comGuineaNasser Philippe da Silvanasser.dasilva@mstrpay.comGhanaVida Adjowa Amosvida.amos@mstrpay.comTanzaniaAli Kilomoniali.kilomoni@mstrpay.comRepublic of CongoFenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.comUgandaRobert Sendagirerobert.sendagire@mstrpay.comBurkina FasoFenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.comSenegalNasser Philippe da Silvanasser.dasilva@mstrpay.comMalaysiaAzhar Zulkifliazhar.zulkifli@mstrpay.comCameroonNguekeu Temomo Emmanuelnguekeu.emmanuel@mstrpay.comAngolaGabriel Mavungo Landogabriel.lando@mstrpay.comDRC (Congo)Fenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.comIndonesiaAzhar Zulkifliazhar.zulkifli@mstrpay.comThe GambiaMariatou Ceesaymariatou.ceesay@mstrpay.comBangalore · Location shownBurundiSéraphine Barigeneraseraphine.barigenera@mstrpay.comKingston, Jamaica · Partner agreementRio de Janeiro · Negotiations ongoingBuenos Aires · Negotiations ongoingThailandPongsakorn Suriyawongsapongsakorn.suriyawongsa@mstrpay.comGabonFenina Kondolanga-Dondafenina.kondolanga-donda@mstrpay.comDr John Abeles · Chairman · Boca Raton, Florida, USDean Petkanas · Chief Executive Officer & Board Member · New York, USMichael Andreasson · Board member · Gothenburg, SwedenErik Skjöldebrand · Board member · Örebro, SwedenSeymour Knox IV · Board member · Buffalo, US Head office Institutional relationship Market-entry development Partner discussions Location shown Team coverage Board members
Click the map to explore MSTRpay’s international footprint.
The map shows 32 locations, team coverage areas and board member cities. A marker does not mean that MSTRpay services are live there. Where no development stage is stated, the marker identifies a location only.
See all 32 locations on the map
- Stockholm (Head Office) Head office
- Sierra Leone Market-entry development
- Liberia Market-entry development
- Chad Market-entry development
- Nigeria Institutional relationship
- Republic of Togo Institutional relationship
- Jakarta Location shown
- Guinea Market-entry development
- Ghana Institutional relationship
- Tanzania Institutional relationship
- Republic of Congo Location shown
- Uganda Location shown
- Burkina Faso Location shown
- Senegal Location shown
- Malaysia Partner discussions
- Cameroon Location shown
- Angola Location shown
- DRC (Congo) Market-entry development
- Indonesia Institutional relationship
- The Gambia Location shown
- Bangalore Location shown
- Burundi Location shown
- Kingston, Jamaica Partner agreement
- Rio de Janeiro Negotiations ongoing
- Buenos Aires Negotiations ongoing
- Thailand Team coverage: Pongsakorn Suriyawongsa
- Gabon Team coverage: Fenina Kondolanga-Donda
- Boca Raton, Florida, US Dr John Abeles · Chairman
- New York, US Dean Petkanas · Chief Executive Officer & Board Member
- Gothenburg, Sweden Michael Andreasson · Board member
- Örebro, Sweden Erik Skjöldebrand · Board member
- Buffalo, US Seymour Knox IV · Board member
AfricaAsiaLatin AmericaCaribbean
46 countries in the expansion programme
The map highlights selected locations and relationships. Their stages vary; the 46-country figure does not represent live services.
04 / SMAP™
A repeatable path
into new markets.
SMAP™ combines local partnerships, validation, financial infrastructure and distribution into a structured expansion framework.
- 01
Identify
Local financial institutions and strategic partners.
- 02
Validate
Market, technology, compliance and commercial opportunity.
- 03
Integrate
Connect the local partner to the MSTRpay ecosystem.
- 04
Scale
Activate clients and expand services as local conditions allow.
06 / NewsHub Finance
Emerging markets
first.
NewsHub Finance reports on the markets, people and technologies reshaping Africa, Asia, the Middle East, Latin America and the Caribbean. Its coverage connects local developments in digital banking, payments, entrepreneurship and policy with the wider financial story.
105 countries & markets. NewsHub Finance reaches readers across Africa, Asia, Europe, the Americas and Oceania. The important point is the diversity of this footprint: established financial centres and emerging markets meet in a shared conversation about how finance is changing.
~300,000monthly readers, as reported by MSTRpay
As part of the wider MSTR ecosystem, NewsHub Finance follows the change taking place around the financial infrastructure MSTRpay is building. Explore current reporting below.
Indonesia’s DANA attracts new investment
Nigeria’s Bankit moves into full digital banking
The Gambia is building a digital financial economy
07 / The MSTR ecosystem
Connected by design.
One platform with services introduced through appropriate partners and according to local readiness.
MSTRpay
Payments and digital wallet
MSTRcash
Cash-in and cash-out infrastructure
MSTRscore
Alternative financial scoring
MSTRphone
Connected financial access
MSTRconnect
Connectivity
MSTRinsure
Insurance and financial protection
Availability and development stage can vary by market. Roadmap products are not presented as live services.
One mobile doorway
Access begins with the app.
A mobile entry point to services as authorised local products become available.
Get MSTRpay ↗
08 / Partners
Growing through
cooperation.
MSTRpay works with banks, microfinance institutions, payment companies, technology providers and established local organisations to enter new markets.
Partner with MSTRpay ↗
400K+
Projected partner reach
Potential clients through current and upcoming cooperations. They are not integrated clients or active users.
External advisers and partners
Economy
PKR Ekonomikonsult AB
PKR Ekonomikonsult provides accounting and financial administration services, including bookkeeping, financial statements, payroll and tax reporting.
Visit PKR Ekonomikonsult ↗
Technical
Valens Pay
Valens Pay develops digital financial services and payment technology, connecting accounts, payments and related services through its platform.
Visit Valens Pay ↗
Capital raising
Skills Corporate Finance
Skills Corporate Finance connects growth companies with investors and advises on capital raising. Its services also include listings, mergers and acquisitions, and Certified Adviser assignments.
Visit Skills Corporate Finance ↗
Listing advisory
Silverback Advisory
Silverback Advisory provides strategic and practical advice to companies and executive teams. Its work includes business development, financing and market positioning, with a focus here on preparations for a potential Swedish public-market listing.
Visit Silverback Advisory ↗09 / Investor Relations
Built for the
next stage.
Find company information, governance, reports, share information and formal announcements in one dedicated place.
Explore Investor Relations ↗
Company overviewGovernanceReports & presentationsShare informationPress releasesInvestor contact
